We often focus on the cashback or points offered by rewards cards, but there are a number of other great perks that come with these cards. For example, many rewards cards offer free delivery on online orders and generous warranties on purchases. These benefits can be extremely valuable, so it's important not to underestimate them.
Many rewards cards offer lesser-known features that are mostly given through the card network rather than the issuer. If this is the case with your rewards card, you may need to check in with the franchise to reap the maximum benefits and avoid missing out on valuable pricing.
With the American Express Blue Cash Preferred Card, you can earn 6% cashback on groceries every year (with a $8,000 limit), and 3% cashback on fuel with no restrictions. The Citi Double Cash Card gives you 1% cash back automatically when you use it to make a purchase. Plus, you get another 1% of your total as soon as you pay off those purchases.
Most credit cards provide insurance for rental cars, though not all of them. When renting a car, it's best to decline the rental company's coverage and use your own card. However, keep in mind that different cards offer various rates of insurance, even within the same network. To be sure, call the rental company ahead of time and confirm that your card includes their specific type of insurance.
If you frequently fly on one particular airline, an airline rewards card is a great alternative to simply using your credit card. If reward points are linked to an airline's loyalty program, you could potentially rack up quite a few rewards points which can be redeemed for future flights or upgrades. You may also have the opportunity to earn other benefits such as priority boarding, free checked baggage, and much more.
With a travel rewards credit card, you can rack up points not only from regular spending but also from special dining and travel bonuses. Those extra loyalty points can quickly add up and be redeemed for things like hotel rooms, airfare, and more.
Although using a hotel credit card to book your accommodations may take longer, you could receive quicker rewards points. You might also have the opportunity to access unique privileges not available for non-cardholders. Examples of these can include free meals, room upgrades or entry into coveted events.
For example, The Hilton offers its members "Hilton Honors points" for every dollar spent - up ec 10 per dollar.
By using Starbucks Reward Cards, you can earn stars with each purchase. You'll receive two stars per dollar spent whether it's at an independent restaurant, the airport, Target, or select grocery stores. Bonus Stars and Double Star Days make earning rewards simpler with Starbucks. Other restaurants that give points when using their reward cards include Chick-fil-A, TGIFriday's, and Fleming's Prime Steakhouse & Wine Bar.
Dunkin' Donuts DD Perks loyalty program is one that rewards its customers. For every dollar spent, you earn 5 points and after 200 points, you receive a free drink (or $40 worth of purchases). However, this isn't the coffee shop's only chance to give back to its patrons. There are also special bonus-point deals as well as a connection with Shell Petrol where customers can get 10 cents off each gallon for buying 6 cups of coffee.
If you're anything like me, you love starting your day with a cup of coffee. Luckily, many airports have adopted reward programs so that we can get points for enjoying our morning cup o' joe. And let's be honest- sometimes Dunkin coffee is the best thing around for miles (depending on where you are, of course).
In conclusion, here is a list of benefits from reward cards that will help make your life easier this year. If you frequently visit any type of outlet once a week or more, it's definitely beneficial to join some sort of loyalty program to help save money on future purchases.
